I Waited Until the Last Minute to Take My First RMD. Will This Affect the Next One?
Unlike most personal finance questions, the answer to this one is short and simple: Yes, if you wait until April …
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I’m 58 and Have $1 Million in My 401(k). Is it Time to Switch to Roth Contributions?
I’m 58 and have $1 million in my 401(k). Should I switch to Roth contributions? Whether you should switch from …
I’m 64, Have $1.2 Million in a 401(k) Plan, and $2,800 in Social Security Benefits. What is My Retirement Budget?
For the average single person who plans to stop working at age 64, a $1.2 million 401(k) account and a …
Study: Too Many People Make This Mistake with Their Retirement Accounts
SmartAsset: Alarming number of working Americans are closing retirement accounts when changing jobs The essence of a retirement nest egg …
I Am Retired. When Can I Stop Filing My Tax Return?
at what age do pensioners no longer have to pay taxes When you retire or reach a certain age, you …
I Will Receive $2,100 per Month from Social Security. How Can I Reduce My Taxes?
Even though you’ve paid into Social Security throughout your working life, your retirement benefits aren’t necessarily tax-free income. In fact, …
Ask an Advisor: Am I Too Late? I’m 68, Have No Investments and Only $60,000 Cash
Ask an advisor: “Am I too late?” I am 68, have no investments and only $60,000 saved At 68, I …
My Wife and I Are Nearing Retirement and Own $4 Million Worth of Real Estate. Should We Sell Our Properties and Invest the Money?
“How do we structure our equity so that it gives us the best return while protecting us from inflation?” (The …