Maruti Victoris: A Complete Guide to Down Payment and EMI Calculation - Latest Global News

Maruti Victoris: A Complete Guide to Down Payment and EMI Calculation

The all-new Maruti Victoris is making a big splash as India’s most affordable Hybrid SUV. It comes equipped with a Level-2 ADAS safety suite and an impressive 5-star safety rating. Below, we’ll delve into its on-road price, down payment requirements, and a detailed EMI calculation to help you plan your purchase.

Maruti Suzuki has officially launched its new Hybrid SUV—the Maruti Victoris—in the Indian market. The vehicle is available in petrol, CNG, and hybrid powertrain options, with a competitive starting ex-showroom price of ₹10.50 lakh. Bookings are now open, and this SUV is rapidly gaining popularity among consumers due to its compelling price point and remarkable fuel efficiency.


 

Maruti Victoris On-Road Price

 

The ex-showroom price of the Maruti Victoris starts at ₹10.50 lakh and goes up to ₹19.99 lakh for the top-tier variant. The SUV is offered in six trims: LXi, VXi, ZXi, ZXi(O), ZXi+, and ZXi+ (O). In Delhi, the on-road price for the base LXi model comes to approximately ₹12.17 lakh, which includes RTO charges, insurance, and other taxes. It’s worth noting that the final on-road price can vary depending on your city and state.

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Down Payment and EMI Calculation

 

If you are planning to purchase the Maruti Victoris, you would need to make a minimum down payment of ₹2 lakh. This would require you to take out a car loan of around ₹10.17 lakh. Assuming a 5-year loan tenure at an interest rate of 9%, your EMI would be approximately ₹21,000 per month. However, this EMI is subject to change based on your credit score, the bank’s policies, and the specific dealership. For detailed loan information, check out this article on Car Loans.

 

Engine and Mileage: A Class Leader in Fuel Efficiency

 

The Maruti Victoris offers three engine options: a 1.5-litre petrol engine, a 1.5-litre strong hybrid engine, and a 1.5-litre petrol + CNG engine. The SUV is also available with a choice of a 5-speed manual, a 6-speed automatic, and an eCVT gearbox. In terms of mileage, the Victoris is a segment leader. The petrol variant delivers an impressive mileage of 18.50 kmpl, while the hybrid variant achieves up to a staggering 28.65 kmpl, making it one of the most fuel-efficient vehicles in its class.


 

Top-Tier Features and Safety

 

The Maruti Victoris stands out not only for its mileage and pricing but also for its feature-rich interior and advanced safety features. It comes with a panoramic sunroof, a Level-2 ADAS (Advanced Driver-Assistance Systems) suite, 6 airbags, a 360-degree camera, auto climate control, a 10.54-inch touchscreen system, ventilated front seats, cruise control, and a HUD (Head-Up Display). From a safety perspective, the SUV is a top performer, having secured a 5-star rating from both BNCAP and GNCAP, cementing its position as a reliable and safe choice for families.

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Competition with the Hyundai Creta

 

The Maruti Suzuki Victoris is a direct competitor to the Hyundai Creta. The Creta’s petrol variant starts at ₹11.11 lakh, while its automatic (IVT) variant begins at ₹15.99 lakh. If you were to buy a Hyundai Creta with a down payment of ₹50,000, a 4-year loan at a 9.8% interest rate would result in a monthly EMI of ₹31,569. For a 5-year loan, the monthly installment would be ₹26,424. If you opt for a 6-year loan, the EMI decreases to ₹23,021 per month, while a 7-year loan brings the monthly payment down to ₹20,613. The Victoris’s competitive pricing and lower EMI options give it a significant edge in the mid-size SUV segment.

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